Critical Illness Cover

Critical Illness Cover

 

Your health is at the heart of everything you value — your family, your lifestyle, your ambitions and your future plans. When a serious illness is diagnosed, life can feel uncertain, both emotionally and financially. In such moments, reassurance, stability and space to focus on recovery are invaluable.

Critical Illness Cover is designed to provide financial support at a time you may need it most. It offers a significant, tax-free lump sum upon diagnosis of a covered serious illness, helping to relieve financial pressure, support treatment needs and provide clarity during an understandably challenging time.

Why Consider Critical Illness Cover?

Even the most carefully planned lives can be affected by unexpected health challenges. Critical Illness Cover offers a sense of strength and reassurance, ensuring you and your loved ones can focus on wellbeing, recovery and togetherness — without financial uncertainty overshadowing the moment.

Critical Illness Cover can:

  • Maintain financial stability during treatment or recovery
  • Protect - lifestyle and household commitments
  • Support - loss or reduction of income
  • Fund - medical costs, adjustments or rehabilitation
  • Provide - peace of mind for you and your family

At Overcombe Financial, we recognise that discussions around serious illness require sensitivity, understanding and absolute care. Every client’s life, responsibilities and priorities are unique, which is why we take the time to listen, understand and design protection tailored to your needs.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LET. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £999 and this will be discussed and agreed with you at the earliest opportunity.​ 

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.​

Overcombe Financial is a trading style of Cox & Flight Financial Solutions Ltd and is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority​.

Cox & Flight Financial Solutions Ltd registered in England and Wales with company number 13246868. Registered Office: 1a Towergate, Guisley, Leeds, LS20 9JB.

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