Buildings & Contents Insurance

Building & Contents Insurance 

 

Your home is more than a property — it is an investment, a place of privacy and the centre of your world. Whether protecting a primary residence, second home, or a high-value coastal property, the right buildings and contents insurance provides reassurance that everything important is safeguarded.

Buildings and Contents Insurance provides comprehensive cover for both the fabric of your home and the valuable items within it. Designed to safeguard against unforeseen events, it ensures your property and belongings remain protected.

Why Consider Buildings & Contents Insurance?

Even the most meticulously maintained homes can be exposed to unexpected risks. Appropriate cover ensures that, should the unforeseen occur, restoration and recovery are handled efficiently and professionally. Buildings insurance is also typically a condition of a mortgage offer.

It provides:

  • Structural Protection - Cover for the physical structure of your property, including walls, roof and permanent fixtures.
  • Protection for Possessions - Insurance for furnishings, personal belongings and valuable items, both within the home and, where required, beyond it.

At Overcombe Financial, we understand that no two homes — or clients — are the same. From period residences and coastal homes to high-value properties and carefully curated interiors, we arrange tailored cover for distinctive properties that reflects the true value and character of what you own.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE 

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LET. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £999 and this will be discussed and agreed with you at the earliest opportunity.​ 

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.​

Overcombe Financial is a trading style of Cox & Flight Financial Solutions Ltd and is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority​.

Cox & Flight Financial Solutions Ltd registered in England and Wales with company number 13246868. Registered Office: 1a Towergate, Guisley, Leeds, LS20 9JB.

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