Overcombe Financial - Mortgages, Protection & Insurance

Where Dentistry Meets Financial Expertise

Specialist mortgage, protection and insurance advice for dental professionals, healthcare professionals and self-employed clients across the UK.

Overcombe Financial was founded by a practising dentist       and a qualified mortgage adviser to bridge the gap between clinical careers and financial advice. Based on the Dorset coast and supporting clients across the UK, we provide specialist mortgage, protection and insurance advice for dental professionals, healthcare professionals, self-employed clients  and those with complex income arrangements.

100+ Lenders Available

Access to a comprehensive range of lenders and insurers

8am-8pm Appointments

7 days a week. Flexible appointments around clinical and working hours

Professional Focus

Dental, healthcare and self-employed clients with complex incomes.

Why Clients Choose Overcombe Financial 

Choosing a mortgage or protection adviser isn't simply about comparing products - it's about working with someone who understands your profession. Most advisers understand finance. We understand the career behind the income. That means we understand far more than income figures alone.

 

Whether you're a dental professional, healthcare professional or self-employed client, we recognise that your career may involve:

  • NHS and private income
  • Self-employment
  • Associate contracts
  • Limited companies
  • Locum work
  • Practice or business ownership
  • Multiple income streams
  • Career progression and future earning potential

These aren't just details—they can have a significant impact on how lenders and insurers assess your application.

By understanding both your profession and your finances, we're able to present your circumstances accurately, identify lenders and insurers whose criteria genuinely suit you, and recommend advice tailored to your individual career.

 

Most mortgage brokers understand finance. Most dentists understand dentistry. We built Overcombe Financial to understand both.

Understanding Your Profession Makes All The Difference

Services we offer

  • Mortgages 
    • Specialist, Dentist, Teacher, First time buyer, Remortgage, Home Mover, Buy-to-Let
  • Protection
    • Life Insurance, Critical Illness Cover, Income Protection, Family Income Benefit
  • General Insurance
    • Buildings and Contents, Landlord Insurance

Our role goes beyond arranging a mortgage or protection policy. We build long-term relationships, supporting your financial journey with expertise, honesty and unwavering professionalism.

Contact us today to discuss the next steps on your financial journey.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LET. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £999 and this will be discussed and agreed with you at the earliest opportunity.​ The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.​ 

Overcombe Financial is a trading style of Cox & Flight Financial Solutions Ltd and is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority​. Cox & Flight Financial Solutions Ltd registered in England and Wales with company number 13246868. Registered Office: 1a Towergate, Guisley, Leeds, LS20 9JB.

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